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	<title>New York City Financial Planner</title>
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	<link>http://nyc-financial-planner.com</link>
	<description>CPA, CFP, MBA, New York City Financial Planner and Advisor</description>
	<pubDate>Sat, 06 Sep 2008 18:19:41 +0000</pubDate>
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		<title>5 Reasons Why a Pit Bull Would Be a Better VP than Palin</title>
		<link>http://nyc-financial-planner.com/2008/09/5-reasons-why-a-pit-bull-would-be-a-better-vp-than-palin/</link>
		<comments>http://nyc-financial-planner.com/2008/09/5-reasons-why-a-pit-bull-would-be-a-better-vp-than-palin/#comments</comments>
		<pubDate>Sat, 06 Sep 2008 14:42:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://nyc-financial-planner.com/?p=21</guid>
		<description><![CDATA[Last week Sarah Palin claimed that as a hockey mom, she is like a pit bull (with lipstick). While she might like to portray herself this way, I think John McCain would have faired much better by picking an actual pit bull as his running mate. Here is why.
1. Pit bulls are loyal. Sarah Palin, [...]]]></description>
			<content:encoded><![CDATA[<p>Last week Sarah Palin claimed that as a hockey mom, she is like a pit bull (with lipstick). While she might like to portray herself this way, I think John McCain would have faired much better by picking an actual pit bull as his running mate. Here is why.</p>
<p><strong>1. Pit bulls are loyal. Sarah Palin, not so much.</strong></p>
<p><a href="http://www.dogbreedinfo.com/americanpitbull.htm">DogBreedInfo.com</a> describes pit bulls as a “good-natured, amusing, <strong>extremely loyal</strong> and affectionate family pet, which is good with children and adults.”</p>
<p>Meanwhile, <a href="http://gawker.com/5045218/palin-had-affair-says-enquirer">the National Enquirer</a> is reporting that Sarah Palin had an extra martial affair with her husband&#8217;s business associate. Remember that it was The Enquirer that broke the news about John Edwards’ affair with a campaign staffer. Months later, it turned out to be true.</p>
<p><strong>2. Pit bulls won’t shoot you. Sarah Palin might.</strong></p>
<p>I’ve never seen a pit bull fire a gun, but Sarah Palin (life member of the NRA) has apparently shot and killed more than her fair share of moose. Add that to the fact that Republican VP’s aren’t the greatest when it comes to NOT shooting people in the face (Dick Cheney), and it appears that Palin has a very good shot at popping a cap in an ass sooner rather than later.</p>
<p>Also, Palin’s unwed but pregnant daughter is having a <strong>shotgun wedding</strong> (the NRA must be thrilled!). The groom (aka baby daddy) might want to consider a Kevlar tuxedo.</p>
<p><strong>3. Pit bulls don’t use religion to force an agenda.</strong></p>
<p>When talking about a pipeline in Alaska, Sarah Palin actually said, that &#8220;God&#8217;s will has to be done in unifying people and companies to get that gas line built, so pray for that.&#8221; I’m confident in saying that God is a lot less interested in another Alaskan pipeline than he is in ending war and human suffering around the world. Why not pray for that Sarah?</p>
<p><strong>4. Pit bulls don’t like hockey… and neither does the rest of America.</strong></p>
<p>According to <a href="http://www.harrisinteractive.com/harris_poll/index.asp?PID=866">The Harris Poll</a>, Hockey is the fifth most popular sport in the U.S. behind football, baseball, basketball and NASCAR. Yes, NASCAR is more popular than hockey, and some years so are soccer, golf and tennis. Sorry hockey moms, but your sport is lame.</p>
<p><strong>5. Pit bulls are cuter that Sarah Palin.</strong></p>
<p>You might have won a beauty pageant 20 years ago in &#8220;tiny town&#8221; Alaska Sarah Palin, but look at the mug on this dog. Pit bulls win hands down.</p>
<p><img src="http://www.dailypuppy.com/media/dogs/anonymous/lucy_pit_bull_01.jpg" alt="Pit puppy" width="300" height="270" /></p>
<p>While there aren’t many famous pit bulls that have the name recognition that the McCain campaign would be looking for in a running mate, there are a few other dogs that do. Might I suggest Lassie? Now she is a female I can see in the White House.</p>
<p>Darn, I forgot. Sarah Palin didn’t have any name recognition either. Sorry McCain, you should have gone with the pit bull!</p>
<p>I am a registered Republican. I’m also a pit bull owner, so I know what I’m talking about.</p>
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		<title>The benefits of investing in commodities</title>
		<link>http://nyc-financial-planner.com/2008/07/the-benefits-of-investing-in-commodities/</link>
		<comments>http://nyc-financial-planner.com/2008/07/the-benefits-of-investing-in-commodities/#comments</comments>
		<pubDate>Tue, 08 Jul 2008 01:59:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[commodities]]></category>

		<category><![CDATA[ETFs]]></category>

		<guid isPermaLink="false">http://nyc-financial-planner.com/?p=19</guid>
		<description><![CDATA[Some people love commodities, and others hate them. Some people think that the United States economy is heading for a recession, and they are running to commodities to hedge inflation, the weak dollar and even their gas bills. Others see commodities as overvalued and are selling their stakes in them to buy healthcare stocks, financial [...]]]></description>
			<content:encoded><![CDATA[<p>Some people love commodities, and others hate them. Some people think that the United States economy is heading for a recession, and they are running to commodities to hedge inflation, the weak dollar and even their gas bills. Others see commodities as overvalued and are selling their stakes in them to buy healthcare stocks, financial stocks and even real estate.</p>
<p>Which side is right? Only time will tell.</p>
<p>Personally, I think that commodities are in a bubble. Where in that bubble, I don&#8217;t know. I do think they’re in a bubble similar to the one that technology stocks were in during the 1990s and similar to the bubble that real estate is currently coming out of. Then why did I invest in the IShares Silver Trust ETF (a commodity fund) about a month ago?</p>
<p><em>Quick lesson on ETFs</em>: For those that don’t know, ETFs or Exchange-Traded Funds are security certificates that claim ownership to a set number of underlying assets. ETFs often trade like stocks and can be made up of a basket of individual stocks (an S&amp;P 500 ETF) or more recently commodities (a Silver ETF).</p>
<p><em>How ETFs work</em>: Each share of an ETF represents an underlying asset. So 1 share of an S&amp;P 500 index ETF represents a faction of all 500 stocks in the S&amp;P Index. Like a regular mutual fund, an ETF owns the underlying shares. Because of this, a 500 ETF would move as the S&amp;P 500 does. When the index goes up in value, the ETF goes up in value and visa versa. Similarly, 1 share of the IShares Silver ETF represents about 10 ounces of silver held in a vault. This ETF moves with the price of silver.</p>
<p>So I think commodities are in a bubble. Why I think that and what I think of market bubbles is a whole other topic, so we are going to focus on why I still purchased a silver ETF during what I see as a commodities bubble. The answers is easy - diversification.</p>
<p>Diversification is, “a risk management technique that mixes a wide variety of investments within a portfolio,” and is a great way to create and maintain wealth. With the recent developments that enable all investors to invest in commodities, I think commodities should be a part of everyone’s portfolio. Greater diversification reduces risk, and investing in commodities can very easily increase your returns as well.</p>
<p>So I bought silver, because at the time I had no exposure to precise metals, and for a few reasons, I like silver more than gold. I have never owned silver before, but I did some research, and I am happy with my purchase. I’m also very happy with my portfolios current diversification and asset allocation.</p>
<p>Please be careful not to invest too heavily in commodities or any asset class. After all, I think commodities may be in a bubble.</p>
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		<title>Is now the right time to invest in the stock market?</title>
		<link>http://nyc-financial-planner.com/2008/06/is-now-the-right-time-to-invest-in-the-stock-market/</link>
		<comments>http://nyc-financial-planner.com/2008/06/is-now-the-right-time-to-invest-in-the-stock-market/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 01:08:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://nyc-financial-planner.com/?p=13</guid>
		<description><![CDATA[No one can accurately predict what the stock market will do tomorrow and then the next day and then the day after that. Because of this, investors can never be sure if NOW is the right time to invest. The market goes up and down with the only consent direction being positive over long periods [...]]]></description>
			<content:encoded><![CDATA[<p>No one can accurately predict what the stock market will do tomorrow and then the next day and then the day after that. Because of this, investors can never be sure if NOW is the right time to invest. The market goes up and down with the only consent direction being positive over long periods of time. This is why NOW is always the right time to invest.</p>
<p>The theory of efficient-markets asserts that financial markets are informationally efficient, meaning that the prices of stocks, bonds, property, etc. are always priced correctly depending on all the information available at the time. Sectors go in and out a favor based on the newest technology, day trading/hedge fund activities, investors’ fear of the market, and a number of other factors, but all these factors are already built into the market price and can not be timed.</p>
<p>So when people ask me when the right time to invest is, I say that it is today, and not just today, but tomorrow and continuously into the future. </p>
<p>The only constant aspect of the stock market is that it has gone up in price over extended periods of time. Furthermore, the stock market has provided investors with better returns that any other asset class for the last 100 years. This is why stocks are essential to any balanced portfolio, and it is always a good time to buy.</p>
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		<item>
		<title>The New Finance Blog</title>
		<link>http://nyc-financial-planner.com/2008/06/hello-world/</link>
		<comments>http://nyc-financial-planner.com/2008/06/hello-world/#comments</comments>
		<pubDate>Sun, 22 Jun 2008 16:21:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://nyc-financial-planner.com/?p=1</guid>
		<description><![CDATA[Thanks for stopping by the New York City Financial Planner Blog. This is a new site, and this is the first post.
I don’t have much to say here. I am still busy creating this site and trying to focus primarily on that. But I did want to add a quick post to let you know [...]]]></description>
			<content:encoded><![CDATA[<p>Thanks for stopping by the New York City Financial Planner Blog. This is a new site, and this is the first post.</p>
<p>I don’t have much to say here. I am still busy creating this site and trying to focus primarily on that. But I did want to add a quick post to let you know that more should be coming soon. </p>
<p>Until that time, I might have various links to several blog sites validating this blog as real and registered. You can see the links to these below</p>
<p>Thanks!</p>
<p><a href="http://dir.blogflux.com/">Blog Flux Directory</a></p>
<p><a href="http://www.blogdirs.com">Blog Directory</a></p>
<p>Listed on: <a href="http://www.dmegs.com">Blog Directory</a></p>
<p><a href="http://geourl.org/near?p=http://nyc-financial-planner.com/"><img src="http://i.geourl.org/80x15/geourl-tiles.png" alt="GeoURL"/></a></p>
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